I'm an NRI selling property in India — what should I know about TDS?
Reviewed June 2026
When the seller is an NRI, the buyer's obligations change completely: tax must be deducted at the higher rates prescribed for non-residents — computed on the sale consideration, not your actual gain — unless you put better paperwork in place first.
That paperwork is the lower or nil deduction certificate: applied for in advance, it lets the tax office approve deduction aligned to your actual capital gain, keeping your cash flow healthy instead of locking a large refund away for a year. After the sale, repatriating the proceeds abroad has its own clean route — a capital-gains computation, the banker's documentation and the prescribed certifications.
The golden rule is sequence: involve your adviser before the agreement is signed, not after the TDS is gone. Planned well, an NRI property sale is smooth from agreement to repatriation — and that full journey, including the certificate and the paperwork, is exactly what we run end to end.
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This explainer simplifies the law on purpose and is general guidance, not advice on your specific facts. Rules, rates and thresholds evolve. For your situation, talk to us — that first conversation is exactly what we’re here for.