I've inherited a house in India — can I sell it and bring the money abroad?
Reviewed June 2026
Yes — inheriting immovable property in India is fully permitted for non-residents and overseas-citizen cardholders, and so is sending the proceeds abroad once you decide to sell. The path is well-trodden; it simply rewards doing the steps in the right order.
The proceeds first rest in your NRO account — the home for India-sourced money — and travel abroad up to a prescribed annual ceiling per financial year, with a banker's documentation and a chartered accountant's certification confirming that the Indian tax on the sale has been settled. Where you'd like to send more than the annual ceiling allows, there's a defined approval route for that too.
Two early habits make the whole journey smooth: establishing clean title to what you've inherited — the succession paperwork that proves the property is yours to sell — and planning the capital-gains and deduction position before the agreement is signed rather than after. Done in sequence, the money reaches you abroad without a long wait.
We guide NRI families through the full arc — title, sale, the tax computation, the certifications and the repatriation — so an inheritance becomes a clear, unhurried process rather than a puzzle across time zones. A conversation before you list the property is the single most useful step.
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This explainer simplifies the law on purpose and is general guidance, not advice on your specific facts. Rules, rates and thresholds evolve. For your situation, talk to us — that first conversation is exactly what we’re here for.
