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Insurance Return (IRR) Calculator

A big “total” return spread over years can be a modest yearly rate. See the real IRR.

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How does it pay back?

Plus a one-time lump sum? Optional — e.g. a maturity amount on top of the yearly payouts.

Fill in the premium and the payout details to see the true yearly return.

This is a quick, indicative estimate based on the figures you enter — it doesn’t capture every exception, and nothing here is tax, legal or financial advice. For a position you can rely on, talk to us and we’ll confirm it for your situation.

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