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Free tools

Quick calculators, no sign-up

Handy estimates for the questions clients ask us most. They're indicative — for your exact position, the law has nuances, and we're a message away.

For individuals & NRIs

Am I an NRI this year?

Residential status from the day-count tests

Which best describes you?
Fill in the day counts above to see your likely status.

HRA exemption

How much of your house-rent allowance is tax-free

City
Enter your salary, HRA and rent to see the exempt amount.

Loans & finance

Loan EMI

Your monthly instalment and total interest

Enter the amount, rate and tenure to see your EMI.

Loan eligibility

Roughly how much you could borrow

Enter your income, rate and tenure to see an estimate.

Prepayment savings

What a lump-sum prepayment saves you

Enter your loan details and a prepayment amount (less than the outstanding) to see the saving.

These tools give a quick, indicative estimate based on the figures you enter — they don’t capture every exception, and nothing here is tax or financial advice. For a position you can rely on, talk to us and we’ll confirm it for your situation.

Let’s talk

A confident next step is one conversation away

Tell us what you’re working on and we’ll help you see the clearest path forward — no pressure, just clarity.

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