Banks fund projects they can understand and trust. Most delays aren't refusals — they're requests for something missing. Assemble the full set up front, in the shape a lender reads it, and the proposal moves.
The heart of it — the DPR
The Detailed Project Report is the story of the project in numbers and plan. A persuasive DPR covers the promoters and their experience, the project's purpose and capacity, the means of finance (debt–equity mix), the cost of the project, and — crucially — realistic projections with the assumptions stated openly. Banks read the assumptions as closely as the numbers.
The supporting file
- KYC and constitution documents — PAN, incorporation / partnership papers, ownership and management details.
- Financials — audited statements for the past years, and provisional figures for the current one.
- Projections — profitability, cash flow and balance sheet for the loan tenure, with a DSCR the bank can rely on.
- Cost backing — quotations, civil estimates, plant-and-machinery details supporting the project cost.
- Approvals and licences relevant to the activity, and proof of the land or premises.
- Security details — primary and collateral security offered, with title and valuation.
- Existing borrowings and a clean repayment record, where applicable.
Where we add the most value
Because we understand the whole finance lifecycle, we don't just compile the file — we help frame the projections, size the facility sensibly, and draft the parts of your communication with the bank that make the case clearly. A proposal that anticipates the credit team's questions is one that gets sanctioned faster, on better terms. That's the work we do alongside businesses raising project and term finance.